Home Improvement Financing

Roof Right offers several financing options through Synchrony Financial and Service Finance Company for your convenience. Both companies have short, easy credit applications and both provide immediate credit decisions. Once approved, you may choose any of the programs that Roof Right participates in which are listed below. There are no prepayment penalties associated with any of these programs.

  ***Synchrony will only finance your project if it is your primary residence.  Commercial, rental and investment property owners may apply for financing through Service Finance Company.

service finance company llc logo Apply Now!

Please write down your account number and call Roof Right at (410) 374-5923 to complete the application process

Plan 1006

6 Months Deferred Interest with Minimum Monthly Payments (0% interest if paid in full in the first 6 months)

Plan 1012

12 Months Deferred Interest with Minimum Monthly Payments(0% interest if paid in full in the first 6 months)

Plan 3036

36 Months, 0% Interest with 36 Equal Monthly Payments.  ***Cannot be combined with any other offers or discounts.

Plan 4132

120 Months, 9.99% Interest with Equal Monthly Payments

synchrony bank Apply Now!

Please write down your account number and call Roof Right at (410) 374-5923 to complete the application process

Promotional Financing Options Help You Get What You Really Want or Need

You don't have to let a small budget keep you from getting what you really want or need. That's why Roof Right offers promotional financing options when your purchase is made with a Home Design credit card issued by Synchrony Bank. 

Synchrony Bank (formerly GE Capital Retail Finance) is one of the premier consumer financial services companies in the United States with over 80 years of retail heritage, and today is the largest provider of private label credit cards in the United States. Synchrony Bank can provide you with promotional financing options for major purchases, offering you a budget-friendly way to help you get what you really want or need. 

Expand your purchasing power and convenience with:

  • A simple application process & fast credit decisions
  • Unsecured, revolving credit lines
  • Open credit line for future purchases
  • Promotional financing options
  • Convenient monthly payment options
  • Online account management

Applying online is quick, secure and private. To apply for a Home Design credit card, simply complete the online credit application. Please write down your account number and call Roof Right at (410) 374-5923 to complete the application process. 


*For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account.

Plan 604

Reduced 7.99% APR and fixed monthly payments equal to 2.00% of promo purchase amount - Until Paid in Full.

Estimated payoff period 61 months. See below for additional information.

*Monthly interest will be charged on promo purchases from the purchase date at a reduced 7.99% APR, and fixed monthly payments are required equal to 2.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase.

Plan 602

Reduced 5.99% APR and fixed monthly payments equal to 3.00% of promo purchase amount - Until Paid in Full

Estimated payoff period 37 months. See below for additional information.

*Monthly interest will be charged on promo purchases from the purchase date at a reduced 5.99% APR, and fixed monthly payments are required equal to 3.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases.

Plan 605

No Monthly Interest if Paid in Full Within 18 Months (Deferred Interest).

Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. See below for details.

*No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 18 months. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by the end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases, except that the fixed monthly payment will continue to be required until the promo purchase is paid in full. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.